In order to get where you want to go, you need to know where you are. You can get
a view of your financial position by generating a personal net worth statement. Over
time your net worth will change as your assets earn interest or are depleted and
your liabilities increase or decrease. Use this calculator to estimate what your
net worth could be in the future based on specified growth rates.
Businesses generate a sources and uses of cash statement to evaluate their income
and expenses and to check profitability. Similarly, a cash flow statement can help
you evaluate your personal income and expenses and see if you are running “in the
red or the black” each month.
The rate of return (ROR), sometimes called return on investment (ROI), is the ratio
of the yearly income from an investment to the original investment. The initial amount
received (or payment), the amount of subsequent receipts (or payments), and any final
receipt (or payment), all play a factor in determining the return. Use this rate
of return calculator to calculate these returns.
Compound interest can have a dramatic affect on the growth of a single deposit. By
dividing 72 by your investment return you can determine the amount of time required
for your money to be worth about twice as much as it is today.
The information provided here is to assist you in planning for your future. Any analysis
is a result of the information you have provided. Material discussed is meant for
general illustration and/or informational purposes only and it is not to be construed
as tax, legal, or investment advice. Although the information has been gathered from
sources believed to be reliable, please note that individual situations can vary
therefore, the information should be relied upon when coordinated with individual
Any rate of return entered into the interactive calculator to project future values
should be a reasonable average return for the period. Rates of return will vary over
time, and generally the higher the rate of return the higher the degree of risk.
Information and interactive calculators are made available to you as self-help tools
for your independent use and are not intended to provide investment advice. We cannot
and do not guarantee their applicability or accuracy in regards to your individual
circumstances. All examples are hypothetical and are for illustrative purposes. We
encourage you to seek personalized advice from qualified professionals regarding
all personal finance issues.