On your way home from work, do you drive in the slow lane or the fast lane? Each
person has a different propensity for risk. When investing, this risk propensity
can be used to determine the percentage of your portfolio that is exposed to equities.
Complete the following questionnaire to help determine your risk profile.
Tax-deferral can have a dramatic affect on the growth of an investment. Use this
calculator to determine the future value of an investment being subject to income
tax each year versus deferring the tax until withdrawal.
Over 90 percent of investment returns are determined by how investors allocate their
assets versus security selection, market timing and other factors.* Use this calculator
to help determine your portfolio allocation based on your propensity for risk.
* Source: Brinson, Singer, and Beebower, 'Determinants of Portfolio Performance II:
An Update,' Financial Analysts Journal, May-June 1991
It may surprise you how much more you could accumulate in savings simply by repositioning
assets to achieve potentially a slightly higher return. Even one, two or three percent
return over a short number of years can make a dramatic difference.
The information provided here is to assist you in planning for your future. Any analysis
is a result of the information you have provided. Material discussed is meant for
general illustration and/or informational purposes only and it is not to be construed
as tax, legal, or investment advice. Although the information has been gathered from
sources believed to be reliable, please note that individual situations can vary
therefore, the information should be relied upon when coordinated with individual
Any rate of return entered into the interactive calculator to project future values
should be a reasonable average return for the period. Rates of return will vary over
time, and generally the higher the rate of return the higher the degree of risk.